BREAKING: Trump Just RESET The Housing Market (Major Changes Explained)
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INSTITUTIONAL INVESTOR BAN
Trump proposed banning large institutional investors from buying single-family homes to lower prices, arguing that homes are meant for people, not corporations.
PAST ATTEMPTS HAVE FAILED
Nearly identical bills have been introduced before, including efforts in 2022 and 2023 to force hedge funds to divest homes or lose tax benefits. None passed. Reasons include constitutional concerns, heavy lobbying, legal complexity, and the reality that enforcement would be costly and easy to circumvent through shell companies.
REAL-WORLD RESULTS
Places that tried similar restrictions saw poor outcomes. Atlanta limited build-to-rent developments and prices still rose while rents stayed flat. Canada banned foreign buyers with almost no effect on affordability and stalled development. The Netherlands, Denmark, and New Zealand restricted investor ownership and ended up reducing rental supply, increasing prices, and pushing out lower-income renters. Several later reversed course.
THE “WALL STREET IS BUYING” MYTH
Viral claims that massive firms are outbidding families for homes are largely misleading. Many high-profile examples involved purpose-built rental communities that were never available to individual buyers.
WHO ACTUALLY BUYS HOMES
Roughly 75% of buyers are owner-occupants. Of the ~26% labeled “investors,” about half are mom-and-pop landlords owning fewer than nine properties. Only about 2–3% of total buyers are large institutional owners. Large firms own roughly 1–2% of single-family rentals overall, making their impact on prices statistically minimal.
WHY HOME PRICES ARE HIGH
High prices stem from years of ultra-low interest rates locking sellers in place, restrictive zoning that limits new supply, excessive regulation and fees that discourage building, high consumer debt, government-backed mortgage incentives, and sustained demand driven by cultural pressure to buy homes.
WHY THE BAN COULD BACKFIRE
If institutional buyers are blocked, developers may stop building rental communities, reducing supply. Less inventory would likely push rents higher and discourage large-scale construction, potentially increasing home prices rather than lowering them.
WHAT WOULD ACTUALLY HELP AFFORDABILITY
Effective solutions include streamlining permits and zoning, reducing excessive fees, increasing the capital-gains exclusion to encourage selling, allowing mortgage portability to unlock inventory, expanding mortgage-interest deductions for new buyers, embracing modular and denser housing, and offering tax incentives to builders.
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I usually love your videos. You skipped over that they own in the biggest areas, with the best properties, in the highest areas. You even said it, they created a rental community. Create a community for sale, rent is usually more expensive then a mortgage, but most people cant afford the 20% down or the PMI that comes with not having the down payment. Its abiut where they own properties, and the triggers they force people to go through in order to rent.
Here is the play to actually improve affordability: Ban big corps from buying existing houses, but allow them to build and own brand new units. This moves the incentives to increase supply, rather than taking supply off the market.
You mentioned all of the proposed laws that did not pass. Did those laws not pass, because the big equity firms lobbied against the laws with their corporate war chests?
Fantastic. He needs to force them to sell now
They need to just say that u can only own 1 single family home, if you own 2 it is not to rent out the other one and live in another one. Simple as, you must get rid of that other home within the yr of moving out.
Is this happening before or after all the checks he promised? He won’t do anything.
The president is not suicidal, when it happens before this goes through we know who did it.
Mcdonald trump is the one ordering hits on people
@bhh8005its not going to happen, but it wouldn’t be the worst thing if it did. Go find some othe cult leader to worship
Dude the giraffe was an elephant…
Thought I was going insane too
Lmao right
No idea what you’re talking about, that’s a giraffe.
@GrahamStephan I Agree Graham. Definitely giraffe
@GrahamStephanit identifies itself as giraffe!! Who are those people that tell it its elephant…
We’ll see if this actually happens. If it makes it to congress, we all need to track who in congress votes against it.
I don’t think it’ll realistically pass, or it’ll get stalled
@GrahamStephan I think you’re right. Seems more like political grandstanding.
@nthusiasttbut so what if it is; it’s still far more practical and directly addressing one of if not the most important real world problems our society is facing today. Who’s even gotten close to this? Even if it’s just rhetoric it’s still addressing a huge major problem that no one in powerful has hardly mentioned.
@GrahamStephanit should pass. Institual investor only recently were allowed to buy single family homes. They were limited to large multi family projects.
That last part, it’s all we can do at this point. “Don’t forget to look up.”
I’ll believe it when I see it. It’s 100% not going to pass
Agreed
It’s trump…we never see the results of his promises. Will this too also happen in two weeks?
@ricardoconqueso he missed plenty promises but he did deliver on others. Hopefully this one is the latter category
@iaroslavtitov2270he can issue all the executive orders he wants but the vast majority quietly get slapped down by courts, including the Supreme Court, for being unconstitutional and outside his power.
The only legislation that passes his desk is tax cuts for the wealthiest Americans.
Trump does not deliver what he campaigns on. It was true in his first term and certainly true in his second. There is a reason why academic historians, even moderate and conservative ones, rank him very low in the history of presidents. He’s a failure by all measures.
Midterms propaganda only. It won’t happen
1:10 skip this
6:09 ad starts
7:51 ad ends
Thank you..🙏
From now on we need these for his video
Add? What’s an add?
*ad
@2BXDdude be quick.. use common sense
Thank you..🙏
From now on we need these for his video
Congress: institutional investors? You mean…us?
Don’t worry, they probably already sold those stocks. Somehow they always seem to know where the market is headed. I only wish I had their intuition.
Yeah, pretty much or at least paid off by the big institutional investors through lobbyists.
Even if this actually happened, the next president would remove that restriction
just start a revolution by then. Like what the heck, you guy are some of the few only nation left who have right to bear arm
Corporations got owners addicted to bloated home prices. What do you mean it’s only worth this much now!
Was talking about this with a friend recently. It’s not only that if these large investment groups own a large percentage of housing within a region that they can artificially inflate home/rental pricing across said region, but also think of the single home owner who decided to sell their home… They may know that the appraisal on the house that they had gotten recently was at $250k, but now they also know that an almost replica house across the street was bought by one of these investment groups who were able to overpay at $350k… Do you really think that seller is now going to still sell at ~$250k and make a small profit? Or are they going to wait until another group comes along and overpays for their property as well? I’m not going to necessarily demonize the person looking to make more money on that house, but doesn’t that also make it more and more difficult for the “starter home” buyer? Maybe even the same type of person they were when you purchased the home in the first place…
Came for the giraffe. Still didn’t get my giraffe.
I had to watch it twice. Lol
Wierdest looking giraffe that I have ever seen :)~
I will not be gaslit! That is not a giraffe, it is clearly a horse.
Plus that elephant was AI! 🤨
“This is bad” says the guy who made most of his money on residential real estate.
The bro needs another Rolex
Insiders know best
This wouldn’t even affect him. He’s not a large institutional investor.
@jacobweber913”institutional” is not defined. It could include not owner occupied.
Don’t hate the player, hate the game.
Can you show for next image an Axolote for people to learn what it is
“Insignificant” seems to add to the snowball effect so it’s not so “insignificant”
Private equity buying up all tbe small businesses. Terrible.
Yup, this is a big concern too. Concentrated power is almost always bad in any form… whether it be government, corporations or investors.
This would be amazing. I hope they pull this off!
It’s been tried in other countries. Did the opposite of what they expected. I hope it passes too, but not for the same reason you do.
@InvestingWithAdamKI also think all the things Graham said near the end should happen. Maybe moreso than the investor thing? Idk
@Dpain003I liked some of the things he said at the end, and the could work. I’m not sure if they would, but they’re better ideas than not allowing large investors.
People like that narrative because they think the “big guys” are keeping them down. It just hasn’t worked. Maybe tax incentives and portable mortgages could, but deep down I think markets are markets and only thing that helps is easing regulations so builders can build more and maybe something to incentivize homes under 300k. Need to produce more inventory to fix the supply side of supply and demand
@InvestingWithAdamK very true about the regulations. Way too much red tape just to build a home.
“Mom and Pop with 9 houses” lol
worse generation of our time. Boomer and Genx. Thats all i hear when i speak to them.
Yeah. Boomers figured they can print money and bail out corps with future generations’ money. So they created this asset bubble and now the future generations, basically millennials onward, will own nothing but their right to go to the toilet.
@nero0502 Your generation will do exactly the same.
@yahmoht6470 what if i told you that there is a job that can pay you a base in the 130s and with overtime, 300 to 400k? would you take it? I notice theyounger generation doesnt want the job
@GUNNER67akaKelt we were dealt a terrible hand unlike what the greatest generation provided you.
Politicians don’t like fixing problems, they like talking about how they’re going to fix them. If they fix them, they can’t keep talking about fixing them.
Still havent thought of 3d printing
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thank you for the elephant picture