Why 97% Of Investors Are About To Lose Money
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HOW TO STAY PROFITABLE DURING A MARKET DOWNTURN:
THE DANGER OF OVERCONFIDENCE
In a bull market, everyone looks like a genius. Even a monkey-pick portfolio beat hedge funds. But once you believe you “can’t lose,” you start ignoring fundamentals, taking bad risks, and holding losers for too long. Stay humble.
WHY IMPATIENCE RUINS RETURNS
Selling too early, chasing “the next winner,” and reacting emotionally are surefire ways to miss long-term growth. True wealth comes from patience, discipline, and a 10+ year outlook.
BORROWING TOO MUCH MONEY
Debt can be a tool, or a fire. Smart leverage (like fixed-rate mortgages on rentals) can help, but speculation with borrowed money can destroy your finances when the market turns. Use debt carefully.
INVESTING BLINDLY
Buying because Reddit, Twitter, or YouTube says so is a recipe for disaster. Don’t follow hype; understand the fundamentals yourself. If you wouldn’t trust someone with your passwords, don’t trust them with your money either.
THE POWER OF DIVERSIFICATION
Putting everything into real estate, crypto, or a few stocks is risky. A mix of index funds, real estate, treasuries, cash, and some crypto exposure can deliver returns while protecting against downturns.
KEEPING TOO MUCH CASH
Holding a 6-month emergency fund makes sense. But keeping piles of cash on the sidelines loses value to inflation and missed gains. Waiting for the “perfect crash” usually costs more than just staying invested.
NEVER PANIC SELL
Seeing red is painful, but selling in fear only locks in losses. Unless the fundamentals changed, hold strong. Ask yourself: would I buy at this price? If yes, don’t sell.
THE SECRET TO LONG-TERM SUCCESS
Remove these common mistakes—overconfidence, impatience, bad debt, hype-following, lack of diversification, too much cash, and panic selling—and you set yourself up for decades of steady growth. Investing doesn’t have to be complicated.
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Hey your white balance is off. Your whites are a but dark.
I love the monkey comparison! Really puts things to a true perspective of the world around us. ha. Good work Graham
What’s up Graham, it guys here
sup!
I’m here, too!
getting old
The Title is misleading, please change it from “Investors” to “day traders” or you lose credibility
It’s called clickbait. YouTube is an entertainment platform.
long term investors stand to lose a lot more than people who spend less than a couple hours holding something
This is what he does to keep his algorithm afloat unfortunately
Please change the title
Investors will be fine long term, assuming they keep printing money like no tomorrow
operating word is “Day Traders” nice clickbait, Graham! never change.
“hmm, this can’t be true, lets click”
I invested in stocks in 2020. I did really well and used that money to buy a house. My dad told me don’t get use to it and expect it to be like that all the time. There were be winners and losers.
You can do this folks! Carry LITTLE to NO debt, have at least 6 months of savings, 80% of investments in a decent ETF and 20% on other more aggressive stuff. And lastly and most importantly…..stick to your plan. Don’t let emotions control your investing.
And when you get older, start buying bonds! Lock in those gains.
We’ll the current state of the world/economy make a scenario where passive investors outnumber active ones plus the very probable increase of unemployment(wich is a huge indicator for instability) due to the tasks getting replaced by AI. Forcing those people to sell rather sooner than later, and with that, a decrease in price quite possible. That being said, this isn’t financial advice and just my opinion that was hugely influenced by a guy who sells his “insider investors network”, so please take it with a grain of salt…
This is reasonable advice! Savings/investing rate is key
I love the positivity
What are some of the 20% investments in aggressive assets that you recommend?
Hey!
I dont know if you remember me, I was an architect student when you bought your 3 or 4th property made a visualization for the kitchen (there was a wall you were not sure about opening it or not) Funny little memory of mine.
We are the same age. Funny to see how big you became. Congrats!
Since then I became a full time architect, thinking about doing youtube. 😀
Congratulations!! I absolutely remember!
Your ability to make the same video hundreds of times is amazing.
lol yep
indeed
FACTS
And yall watched it lol.
And I can’t stop watching it lol
97% of people shouldn’t listen to anything you have to say.
3% should listen
Don’t listen to any YT on sponsors. That’s where they all sell their souls. But he’s pretty middle ground on financial topics. He’s never been a hard sell on any of the topics. People just want to get mad because he is successful and happened to sponsor crappy products that defrauded millions. Products that even bankruptcy judges and attorneys didn’t see or know about until later. I’m not mad that FTX or others failed and he ran an ad. That’s childish that one would get mad at him for making your own decision. This guy is not the get rich quick salesman yet people get mad at his arguably modest advice.
Tell us why?
I wouldn’t agree with that at all. His advice is actually in line with modest safe investing strategies. ETFs and index funds with dollar cost averaging with a long term vision/ buy and hold, while only investing what you can actually afford while preaching diversification… thats a tried and true method that usually results coming out ahead
Should say day traders but thanks for scaring everyone! 🐧
next thumbnail: a red arrow dropping off a cliff titled ominously: “A change is coming 99 percent of the market won’t see.”
Hahahha. Emptied my 401k and stonks and bought Labubu’s. I’m set!
I’m at 0:00 and I’m betting he’ll say “Keep buying in”
You were right…
Some people need to be reminded constantly
Bottom line, dollar cost average into the market… here’s a picture of a cute little bunny 🐰
What shocked me the most wasn’t even the content, it was the absence of content about it. Black Algorithm How to Escape Money Matrix is treated like a banned book, hidden away on purpose. Every line felt like it was something I shouldn’t be reading, but couldn’t stop. It put into words the quiet frustration I’ve lived with for years working, paying, obeying. If this book were mainstream, entire industries would collapse.
100% comment spam. Hey lets make an ebook using ai then comment spam youtube pages with multiple fake accounts to upvote it and hope we don’t get banned so we can sell it. Amazing.
Wonder who’s dumb enough to fall for this 😂
during a depression, last things you want to do
let people barrow
brag about money
show off your money
I’d say those would be rules to follow most of the time.
I literally feel like ive seen this video several times before. Am i the only one who feels this way?
He has made countless videos about the same thing
This guy is king of fear mongering and I don’t think he likes Trump.
Graham, you need to take your own advice on this video. I’ve always loved your early content but you need to get away from the sad doom and gloom routine and either back to finding solid nuggets of wisdom or just have a Rogan/Ramsey/Bigger Pockets-style podcast. You’re very talented and you’ve got a charisma that’s unique. You’re wasted on recycled content that only deliver advertisements for sponsors. Love you man and I’ll stay subscribed.
Don’t buy stocks, don’t buy property… but make sure you buy whatever random sponsor crap he pushes. Wild fall-off.
I’m from Arkansas. Town of less than 1000. Parents divorced raised in a trailer… blah blah blah sad life story. In America you control your own life. Use your privilege. We all have them some more than others. People live to feel sorry for themselves.